DNA Tan

Never ask a spouse if there is already enough insurance;
Ask a widow or widower.

How true. But how many of us actually want it to happen to us? How many of us want to make true of the statement, by proving that they do not need that much insurance until they pay the price of losing a spouse, seriously? Let me share a story with you.

Once, there was an insurance agent who travelled miles to get to his appointment with a businessmen, hoping to sell him some form of insurance. The businessman was impressed and wanted to commit to protecting his family in case he is unable to provide for the family anymore. When he was about to sign the papers and seal the deal, his wife came home with their only son. The wife scrutinised the agent like he was some dirty rat and asked for him to repeat his sales pitch. Unimpressed, she spoke to the husband and the agent (indirectly)," Dear, do you know how much food I can put on the table, the number of enrichment classes our son can benefit from and the more exotic holidays we can afford, with this money?" And so, the agent left, in disappointment.

2 years on, the agent came across the obituary, and saw the picture of that same businessman whom he travelled miles to visit. He packed his suitcase, and travelled miles again, this time to his funeral. There, he saw the businessman's widow and son. He overheard the widow's sobs and her words to the child," Daddy has left us, with many debts and bills. Only GOD can save us now."

The agent could no longer hold back his emotions and walked towards the pair of sorrowful shadows. He handed them a big cheque of insurance payout and explained that the businessman returned and bought those policies after all. The widow was left speechless after the agent bade farewell. When the agent walked away, he could hear the child asking his Mummy," Mummy, so is he GOD?"

Many people wish to go to heaven, until they realise that the price they have to pay is DEATH. Many people claimed that they love their families, but hesitate to commit in real terms. Yet my job is to get ahead to the people whom I'm concerned with, before death, disability, critical illnesses and old age do. However, that'll mean that I have to constantly endure with rejections, nasty remarks, sarcasm, excuses and lies. Well, perhaps 99% of the people aren't at all thankful, until they become the 1%, who benefited from it, which also means they'll have to first pay for the price of losing a loved one. Still, my mission is to take away their financial burden, even though I can't take away their emotional or physical one.